not, the bank accounts the fresh changed level of total issues and you may fees to the their yearly loan/software check in Part 4(a)(17)(ii) 1. Full factors and you will charge – extent regarding specifications. Part 1003.4(a)(17)(ii) does not require loan providers so you can statement the total situations and you can costs getting deals perhaps not subject to Controls Z, twelve CFR (c), for example unlock-prevent credit lines,... ...